As I've stated already, I recently decided to shave my head instead of continuing to use rogaine, finasteride, and nizoral. I was able to afford the hairloss treatments, but after over a year of it without seeing any truly significant results, there seemed to be no reason to continue fighting a losing battle.
However, let me add this one caveat. I'm 40, happily married to a beautiful wife with whom I'm raising a daughter, and we're financially secure. Were I a younger man looking for both female companionship and a good job, who knows? I might take out a loan to get a hair transplant.
I work for myself and my wife has made it abundantly clear that she has no problem with my newly shiny dome. So let me make it clear that I'm not criticizing those who are fighting valiently to keep their hair. My situation allows me the liberty of just saying, "the heck with it". Others of you might not be in that same position.