I'd be a lot more confident, I'd have more money without regular doctor appoointments for prescriptions, proscar fees, minoxidil fees, nizoral fees, and my upcoming hair transplant fee, flights etc. The money really is a minor concern though. I'd probably have more or less the same friends, same job, be living in the same place... I may have more friends, have had more girlfriends, more fun, but I still have fun, a few girlfriends and some friends so hair loss hasn't ruined my life, yet, it's just put a damper on things and makes me a bit depressed, anzious or self conscious sometimes, as well as less attractive than I might otherwise be.