Hi. I just joined this site. I really need some advice. I'm 24. I have curly hair. I used to have REALLY thick hair. Like, so thick, I could never comb it... and I got made fun of a lot in middle school growing up because it was always a mess haha. I never thought I'd lose it. Anyway, since about the age of 22, my hair has been thinning, and now it's becoming more and more apparent. I don't really know how to classify it, but my temples are extremely thin, as is the front. The sides and back are still thick though, and the crown is pretty good too. It doesn't look like COMPLETE CRAP, but it's still extremely distressing to me. I'm starting to obsess and get kind of depressed about it... sometimes I don't even like to look in the mirror. So I'm strongly considering some sort of treatment. Here's the thing: I don't currently have health insurance, or I'd consult a dermatologist. I REFUSE to take propecia or any oral anti-DHT. I REFUSE. I know the chance of side effects is low, but I like having a high sex drive and getting erections at the drop of a hat. I'm not trying to lose that. If I had to pick between the two, I'd rather go bald. So here are the questions I have. 1. Is there ANY chance that one could experience similar side effects to an oral anti-DHT if one used a topical one, like the nizoral shampoo? Like, it is possible that the stuff could seep into the general circulation of the body? Has anyone ever experienced them? I tried doing a search here but nothing came up. The reason I'm so nervous is that, you know, with my luck, I'll probably be part of the 0.01% of people that does. I already have the bad luck of losing hair at 24. 2. Could using the nizoral shampoo combined with minoxidil ALONE (No finasteride) help at all? I'm not asking for a complete transformation because I don't need a TRANSFORMATION, just to maybe regrow a little bit and thicken it up 3. Could using minoxidil ALONE with nothing else help at all? I appreciate ANY advice anyone could offer. It would be a huge help- this has been driving me crazy.