Huh? I'm not "fully" developed either, (19) but im still well past puberty, so I thought DHT wouldn't have much of an effect?
Im skinny, but quite toned and muscly since doing some more excercise... pretty much the only "developments" my body has left are hair loss, body hair development and perhaps weight gain. I don't want to "tank up" anymore really, plus i probably have a better chance of simply getting fatter or more unfit, or a lot longer down the track a middle age bulge or something.
Im not too fussed about turning down those developments. However I can't take finasteride, so i guess i have to! (unless i brave the dutasteride... which might not be too wise at my age)