You pretty much hit the nail on the head. I am 30 years old, going on 31. I first noticed my hair loss when I was 27. I was on a crash diet, and lost 20+ lbs in like 2-3 months, to try to get my ex-girlfriend back. Long story there, anyway, it was likely the diet and lack of nutrition that triggered my thinning. I noticed a lot of hairs on my pillow, and I got on propecia and minoxidil a month or so later. I'm using proscar (1/4 per day) and minoxidil 1x a day now, and I can gladly say that I am maintaining quite well.
So I really don't have an idea of what you younger guys are going through, except for the fact that I don't have a girlfriend, would like to get one, and get married and all that jazz, and my confidence suffers from the mere fact that EVENTUALLY I am going to lose my hair.=[
I can see why you want this to come out ASAP. So do I, I just think that HM is such an amazing breakthrough (if it works=), that if it takes a few more years to come out, I understand. The analogy that I use to keep my hopes upf is that if we knew, I mean KNEW, that it will come out in 2010, then I am like a poor bum on the side of the road who is holding a winning lottery ticket. I don't have the money now, but I will.
I won't lose hope unless in 2007 they announce that ICX-TRC Phase II trials still only result in thin hairs, rather than nice, thick terminal hairs, and not everybody gets good results.
Hang in there!