Don't be so hard on yourself about the money. Many people have $50,000 car or truck loans and that's no investment. Spending money on yourself is the best thing you can do. It's terrible how hair and dick size can literally shut down a man if it came out in a negative way from a woman. I was literally laying in bed with a girl I was dating a few months ago and she was playing with my hair. She made comments about my crown being this and having "little fuzz" there. However, if I said your butt looks a little heavy it would have been the end of the world.
I am so sceptical of Turkey but there are a couple good doctors people recommend. If I were you, I would have less of an issue getting my crown done there than a hairline.