Yesterday i saw a study which says that men who are on antiandrogen treatments have a 75% more chance in developing gyno... This "you could get it without any pills" is not the same thing with taking a drug that alters your hormone panel daily, a pill that tries to maintain it in a way, but nobody knows exactly how each individual could react...
"Gynecomastia occurs in up to 75 percent of men who take drugs called antiandrogens to treat prostate cancer. While these men may not be able to stop or substitute their prostate cancer treatment, they may be able to take steps to prevent gynecomastia."
Source :
https://www.uptodate.com/contents/gynecomastia-breast-enlargement-in-men-beyond-the-basics
I saw people crash after 7 years of Propecia, without a notice, and they did not have nothing until then... You could blame it on the normal process of aging or even say that they were unlucky and maybe would have crashed even without Finasteride, but that does not mean it's true also....
Your experiences, are not everybody's and vice-versa...