Shookwun is right completely. We know how short term relationships work but long term, you're assessed as a package. I just think if I didn't have a car for the past decade or my own pad, then a lot of memorable times wouldn't have happened and it would have been frustrating. The late night country drive and intimacy, the liberty to stay in another city all night and drive back at 5 am, the countless eating takeaway food in a car, driving them to work, errands, picking up their friends. . It's not just the memories but a car provides comfort to your girl. It signals you're a man and not a boy waiting for limited bus/train times.
Career matters too. Not so much what you do, but stable and earning. If it's something you love with passion and is interesting to the public, even better. Own pad is a bit like the car, independence, fun times and allows you to get to know one another. My gf loves "escaping" to my place and often surprises me and turns up. We would never consider my parent's place as home. We would be behaving differently.
Something else I think girls look at in long term relationships, is your social circle. They love going out with your friends and you with theirs, drinking and laughing. It's not only a way for them to have fun but also a way for them to "read" your personality while with others and what kind of mates you have.
I have a varied friend circle, it's my nature. But one thing my gf said recently is that a lot of my close friends are mixed: from bad boys to educated, old and young, but she noticed most are possessive over me which she found special.
I'm thinking if I took away the pad, friends, car and career, she would stay and we would still laugh a lot but there would be some really **** times. It's the icing on the cake and shows you're well rounded. It works both ways, I learn a lot about the girl I'm with based "on her side."
Bald, no car/house, limited friends, average looking and so so career, no confidence in behaviour: most likely she's compromising for various reasons by being with you unless it's true love. Also average looking but masculine face with/without body is better than nerd looking.