I love your arrogant tone. You think you'll never be in my position? Just wait, you will need a hair transplant too at a point. You think your meds will halt your hair loss indefinitely? If that was the case, then we would have a cure for hair loss and this forum wouldn't exist anymore. This isn't the case of course.
Of course I have experience with treating hair loss, I've been on 5% minoxidil for 5 years now and managed to keep my hair roughly 2 more years thanks to it.
My hair loss was just very aggressive. I'm not bald and now probably never will be thanks to my hair transplant, the same cannot be said about you. Like I said, just wait, you'll think about what you've just said in 5, 10 or 15 years when you'll be going under the knife for the first time.