Oknow gives terrible advice for online dating

[Oknow]

That's pretty advanced to still be living with your parents.

Well I’m trying to buy in London , it’s not cheap and I need a deposit , saving 1000s living at home right now.

house prices are astronomical over here

will move out and rent again towards the end of the year

 

[Diffused_confidence]

Oh yeah, american girls are the easiest by far.

If you're an incel in the US...just lol you have to actually try to be incel over there.

There is no prostitution in the USA. If I was Norwood 5+ in England I would just buy hookers for life and consider myself lucky this option is available.

In the US you have none of that and if you are sexually frustrated then that's too bad.

 

[norwood_spotter]

There is no prostitution in the USA. If I was Norwood 5+ in England I would just buy hookers for life and consider myself lucky this option is available.

In the US you have none of that and if you are sexually frustrated then that's too bad.

then you just save the money and fly to mexico, colombia or the phillipines 2xtimes a year

 

[BeHereNow]

Well I’m trying to buy in London , it’s not cheap and I need a deposit , saving 1000s living at home right now.

house prices are astronomical over here

will move out and rent again towards the end of the year

I live in London. Why is buying a house important to you?

 

[Oknow]

I live in London. Why is buying a house important to you?

Well then you know how mental it is

Each to their own, but I don’t want to be renting into old age

at least with a mortgage you’re paying money towards owning your property

 

[BeHereNow]

Well then you know how mental it is

Each to their own, but I don’t want to be renting into old age

at least with a mortgage your paying money towards owning your property

My plan is to buy somewhere far away from the city for cash if I make it to old age (no particular reason I shouldn't but there are no guarantees in life). The benefit of home ownership is overstated in my opinion, especially when mortgaged to a high loan-to-value, because it's really "owned" in name only. Having kids is a good motivator for home ownership I suppose (better security through schooling) but beside that not really seeing it. I have a great landlord, if something goes wrong here it gets fixed quickly at her expense.

 

[Regan]

It almost sounds like some people in this thread are bordering on hyperbole.

 

[BeHereNow]

Lol not from me but this is coming from an english lad:

Elaborated on this before:

- High population density. Means when foids' go on Tinder they can swipe and find more chads in the local area.
- Culture (i.e. Love Island obsessed. Spawn of every shitty dating TV show). Also, every woman here has an entitlement complex. It's worse than the rest of the Western world. I'm not entirely sure of the reason, apart from the shitty pop culture here.
- Feminism (Hardcore feminism here)
- Looks differential. The relic of the class system is that it bred different species of people. A lot of the working class look like Chernobyl experiments, while a lot of the upper-middle class look like Henry Cavill. It's the same everywhere (more affluent people are better-looking)... but the elitist system that ruled this country since feudal times has created noticeable phenotypic differences between the poor and the rich.
- As a result, the looks distribution here is fucked. There are more subhumans but also more chads.
- You can't afford to be non-NT. Literally any introversion or deviation from an atypical personality will result in incelibacy unless u are chad. In other countries, there is more leeway but here it's brutal. If you're not socially outgoing it's over 4 u as a sub-cha
- You must fit a particular niche. Either RTT fuckboy or high class-looking prettyboy. There is no inbetween. Either u have it or u don't.
- The dating scene is bad because the women here are entitled, obnoxious and rude. In other countries, women tend to be more polite when they reject subhumans. Here, every woman is rude. They act like they are better than everyone they deem sexually unattractive. It's a disgusting attitude but British women are full of it.

I would literally recommend anyone not English and struggling with women to leave. There are countless stories of normies struggling in the UK and then slaying in America or other parts of Europe. Don't waste ur time here though.

Compound everything together and u have hypergamy on steroids.

You rely far too much on anecdotes and selective data analysis in my opinion. The working class look the way they do because of their lifestyles: smoking, drinking and bad habits/diet resulting in bad skin, teeth, posture, chronic health problems (particularly coughs here I've noticed). I'm working class English (as in ethnically English, I've done my AncestryDNA) but people tend to think I'm middle class* because I annunciate correctly, have an advanced vocabulary and dress/act/look accordingly. Also, look at the Royal Family, they are hardly an example of superior class correlating with superior genetics.

*It's important to note that Americans and Britons define "middle class" differently. In America it's simply an income bracket, whereas in Britain it has far more to do with background than income.

 

[Oknow]

My plan is to buy somewhere far away from the city for cash if I make it to old age (no particular reason I shouldn't but there are no guarantees in life). The benefit of home ownership is overstated in my opinion, especially when mortgaged to a high loan-to-value, because it's really "owned" in name only. Having kids is a good motivator for home ownership I suppose (better security through schooling) but beside that not really seeing it. I have a great landlord, if something goes wrong here it gets fixed quickly at her expense.

Well if you have a 25 - 30 year mortgage , one thing for certain, that it will be fully owned in 30 years , so very different to renting, where it is indefinite.

Also people that I know who have mortgages tend to pay considerably less on their monthly mortgage cost compared to rent, someone renting will pay 1200 onwards a month, where that could increase overtime if the landlord decides they want to, people I know pay a fraction of that (400-500 a month etc)

I get your point, they both may seem to be the same, but financially, renting is a terrible option long term.

Right now, you are essentially paying off your landlady’s mortgage, is she has one - what a joke

 

[BeHereNow]

Well if you have a 25 - 30 year mortgage , one thing for certain, that it will be fully owned in 30 years , so very different to renting, where it is indefinite.

Also people that I know who have mortgages tend to pay considerably less on their monthly mortgage cost compared to rent, someone renting will pay 1200 onwards a month, where that could increase overtime if the landlord decides they want to, people I know pay a fraction of that (400-500 etc)

I get your point, they both may seem to be the same, but financially, renting is a terrible option long term.

It's not a zero sum game though. The opportunity cost to you owning a place in London will have been living with your parents until middle age.

 

[Oknow]

It's not a zero sum game though. The opportunity cost to you owning a place in London will have been living with your parents until middle age.

That’s absolutely true.

it is what it is though.

 

[Oknow]

It's not a zero sum game though. The opportunity cost to you owning a place in London will have been living with your parents until middle age.

On that point absolutely pisses me off that my parents were younger, able to buy whereas I’m x10 qualified and priced out of the very home I live in

Young people have been shafted.

 

[Regan]

This is a Piccadilly Line service to... C***fosters.

 

[BeHereNow]

On that point absolutely pisses me off that my parents were younger, able to buy whereas I’m x10 qualified and priced out of the very home I live in

Young people have been shafted.

Property price inflation is a complex subject. Women entering the work force in larger numbers gave the illusion of increased prosperity when real terms wages were actually stagnating. Therefore, what could normally be achieved on a single wage now required two. Also, we live in one of the major economic hubs and cultural centres of the world in London. I am not sure if you're second or third generation but the same thing that brought your parents/grandparents to London is the same thing drawing people here today - whether that's internal or external migration.

Property prices away from the south east of England are more "reasonable" but of course earnings/opportunities correlate (i.e. the north/south divide which has been a major political issue for decades and remains so). There are other factors: consumerism and the advent of cheap credit has meant people owing far more on credit cards than is necessary, in turn affecting their ability to save and qualify for mortgages.

 

[BeHereNow]

This is a Piccadilly Line service to... C***fosters.

I love London honestly, with all its faults and idiosyncrasies.

 

[Regan]

I love London honestly, with all its faults and idiosyncrasies.

Yeah enjoy it, dude. I lived there for almost a decade, and definitely miss it.

 

[Oknow]

Property price inflation is a complex subject. Women entering the work force in larger numbers gave the illusion of increased prosperity when real terms wages were actually stagnating. Therefore, what could normally be achieved on a single wage now required two. Also, we live in one of the major economic hubs and cultural centres of the world in London. I am not sure if you're second or third generation but the same thing that brought your parents/grandparents to London is the same thing drawing people here today - whether that's internal or external migration.

Property prices away from the south east of England are more "reasonable" but of course earnings/opportunities correlate (i.e. the north/south divide which has been a major political issue for decades and remains so). There are other factors: consumerism and the advent of cheap credit has meant people owing far more on credit cards than is necessary, in turn affecting their ability to save and qualify for mortgages.

30 years ago , somebody that is degree educated , with a corporate job could easily afford to buy and live in London, where London like now was a multi cultural hub

30 years on , even if you are earning above the national average in London by x2 or 3 your salary, you are not earning enough to easily rent and save for a deposit

it’s fucked

historically poor places in London such as Peckham , Brixton, hackney etc are unaffordable for many

 

[Oknow]

Yup, it's everywhere in the west though. Housing is crazy.

hasn’t always been this way , that’s the thing

beyond housing it seems like the younger generation are in so much more debt which the baby boomers did not experience , large student loans to pay off instead of grants, making it harder to accumulate wealth

 

[Regan]

The only solution is to implement rent control and cross your fingers hoping that the laws of economics don't work so none of the predictable harmful effects of rent control happen.

 

[BeHereNow]

hasn’t always been this way , that’s the thing

beyond housing it seems like the younger generation are in so much more debt which the baby boomers did not experience , large student loans to pay off instead of grants, making it harder to accumulate wealth

That's because too many people are going to university and obtaining worthless degrees, mostly due to New Labour policies which saw holding a degree as a measurement of political success.

As for non-education related debt, that's personal choice surely? No one needs to take out a hire purchase agreement on a brand new Audi whilst living with their parents but they choose to because they want to look good to their peers.

The only solution is to implement rent control and cross your fingers hoping that the laws of economics don't work so none of the predictable harmful effects of rent control happen.

Housing benefit is a major distortionary factor in rent prices and is the largest non-pension component of the welfare state. Most of this goes to private landlords. Were it removed prices would in theory correct in the long term but we don't have politicians willing to make long range decisions due to oppositional opportunism and hysterical media as well as other factors such as lobbying.

Yup + the fact that everything we need gets more expensive. Food, gas, heating,...

Even if you can get the house, imagine paying for kids in this day and age... there won't be much left at the end of the month

I think it's possible to lead a frugal existence if one so chooses. I agree with you on the kids point though, people should reproduce responsibly (if at all) and not have more kids than they can comfortably afford.