To HPM and Seb .... this ones for you.

[s.a.f]

yes its all true

all i can say is my brother moved out of the house in his early 20s, apparently "standing on his own 2 feet", he earns about £25K a year in I.T. in his 20s, but the guy was acting like he was on £75K a year by looking at the place he owned and his lifestyle becuase his first place was worth like £150K and that was BEFORE his wife came into the house (dont need her contribution), i mean how can someone stay in a place like that without help from mum of about £50K a year.

once his wife met him, got married in the space of 2 years, she saw our family home and said "this is the most expensive home i have been in", she is a working class girl and comes from low rent background, anyway he went to las vegas (yes LAS VEGAS) with her for honeymoon, he went their for 10 days, 1st class flights and went the the master suite of the most expensive hotel and eat out everynight and went to see shows (star trek show etc.)

obviosuly this isnt normal ^^, he is acting like an L.A. movie star or something.

in his early 30s he decided to move his wife and 2 kids (1st one not his) into a new £240K home, even though the first one was perfect worth £150K, hes now acting as if he is a doctor in his 40s that commutes to london and is on £100K a year but he is really on about £30K a year, his wife never works at all, she comes from a working class background whos parents rent a tiny cottage in a rubbish area, her mum pulls pints in the pub and her dad shoots dear, johns wifes sister has a bf and they do normal jobs both of them and they rent a basic flat somewhere

but my brother and his wife has this new £240K home, with "spare" bedroom, spare reception, spare bathroom big personal garden, good view and posh area.

but f*ck knows where this money is ACTUALLY coming from.

tbh i thougth his £150K home , his first place was perfect, now he has to stay in this "we have too much money so lets show off" place, now he is all about the extra rooms,reception, bathroom.



id say its almsot like my mum bought my brother a £250K home,20K car for his wife (she drives this expensive car that even her parents couldn't afford in their 40s), £20K wedding and honeymoon to las vegas (none of her friends have been to las vegas before), and my brother income covers food and furnising in the home, THAT IS ALL, his wife is along for the ride and owns at least 50% of this becuase their married (no idea again why he went for this)

i remember one time my brother said "my wife hasnt had a job in 2 years so i better find her something to do" and i was thinking like "how the hell u staying in a own property home worth £240K and your the only income, and you keep going on expensive trips to las vegas, family outings to center parks, 2 kids to feed and their christmases are HUGE and sh*t.

yeah my mum makes £33k a year exactly, my dad had a private engineering company i have no idea how much it made but it must have been a sh*t load.

i think my brother shoudl have had is gf as a tag along gf that hangs around thewealth instead of owning the property and sharing bank accounts, then she can stay with him and she gets a free trip to las vegas and her food covered for her and kids, instead of this marriage malarchy.

Assuming that all this is'nt heavily exaggerated its worth pointing out that many people especially in their 20's live well beyond their means and are in reality up to their eyes in debt. just because someone lives in a house they could actually own as little as 10-20% of it.
And I did'nt realise going on holiday to vegas constitutes 'living like a rock star'. 10'000'000's do it every year including me.
And all this does is emphasise my point that your mum is not going to be able to continue supplementing you for the next 50 yrs.

 

[HairPieceMan]

bullshit, you cannot stay in place and only paying up 20% of it, you can't, AT ALL, he is not up to his eyes in debt if he was he would buy his wife a £20,000 car (witha personalised number plate) and give his kids the most expensive clothes and put them into private nursery and sh*t.

you saying my brother stays in a £240K home but only has to worry about £50K (20%) of it, what a load of crap.


they can own a small part of it and have the remaining as rent money but that justify the expensive place at all

and no its not normal to go to las vegas for a honeymoon, ask a typical couple that are married if they went to las vegas or if they coudl afford ot go to las vegas for a honeymoon they would say NO. especailly if its all on the guy.

actually she will be able to supply me becuase CLEARLY she is supplying my brother.

 

[s.a.f]

bullshit, you cannot stay in place and only paying up 20% of it, you can't, AT ALL, he is not up to his eyes in debt if he was he would buy his wife a £20,000 car (witha personalised number plate) and give his kids the most expensive clothes and put them into private nursery and sh*t.

you saying my brother stays in a £240K home but only has to worry about £50K (20%) of it, what a load of crap.

Geez you are without doubt an idiot, are you aware of the concept of a m-o-r-t-g-a-g-e? :doh:
Its where you live in a house and take up a loan for the value of that house spread over a period of up to 30 yrs.

Do I really have to explain to you that when people buy a house they dont have to physicaly raise the entire value of it before they can move in.
Not to mention intrest only mortgages and part buy schemmes that allow people to have houses that they could'nt otherwise afford.

and no its not normal to go to las vegas for a honeymoon, ask a typical couple that are married if they went to las vegas or if they coudl afford ot go to las vegas for a honeymoon they would say NO. especailly if its all on the guy.

As I pointed out 10'000'000's of tourists vacation in Vegas every year that fact alone shows that its clearly not the reserve of the rich.
No most people dont get married in Vegas the reason for that is that most people dont want to, they prefer to marry locally so that they can be around freinds and family or have a traditional style wedding rather than the tacky Vegas style.

The average UK wedding costs £20k which could easily buy a Vegas wedding package.

actually she will be able to supply me CLEARLY because she is suppling my brother

Although you cant explain how.
I think your mum should be the chancellor of the exchequer because she can perform miracles spending £100k a year from a £33k salary.
Maybe she's decided to spend her entire savings on your brother because she knows he's the only one of her offspring who's ever going to get married and have kids?

I think you're going to be in for quite a shock in a few years when her miraculous supply of cash runs out.

 

[HairPieceMan]

yes i know what a morgage is but that is 2.5x the value of your salary.

listen here, THERE IS NO WAY my broher is living a £240K home on 30K a year salary, within any kind of part buy, and i never said he raised the entire value, it is a 30+ year mortgage but fact is YOU CANNOT DO THAT on 30K a year!

my brother would be RENTING a single bed flat with his salary.

they got married locally in the fife region, their honeymoon was in las vegas, and NO, 99.9% of the time people dont go abroad for honeymoons because they cant afford it, let alone go to las vegas, let alone the msot expensive hotel, let alone the master suite, let alone easting out each night and seeing live shows.

my brothers wife has NEVER been abroad, neither has her sister, her friends or her parents, the first time she went abroad was when she married my brother.

its not normal for people to go abroad for holiday, typical holiday for people is not going on a plane to a foreign country.

 

[s.a.f]

yes i know what a morgage is but that is 2.5x the value of your salary.

Actually some brokers offer up to 5x salary and that does'nt address interest only or part buy schemes.

they got married locally in the fife region, their honeymoon was in las vegas, and NO, 99.9% of the time people dont go abroad for honeymoons because they cant afford it, let alone go to las vegas, let alone the msot expensive hotel, let alone the master suite, let alone easting out each night and seeing live shows.

my brothers wife has NEVER been abroad, neither has her sister, her friends or her parents, the first time she went abroad was when she married my brother.

its not normal for people to go abroad for holiday, typical holiday for people is not going on a plane to a foreign country.

Wow! what kind of backwards village do you live in? Holidaying abroad has been the norm for the last 30 yrs even for the working classes. You only have to visit an airport to see that.

 

[HairPieceMan]

ok how does that explain the 240K home?

h wont get 5x, he wont.

it doesn't, rich parents are feeding him moneyz.

well my brothers wife has never been abroad, nor her parents, i dont think its that common, and i dont care what you say, standard weddings being £20K and standard to go to las vegas for honeymoon.

you seem to be living in a strange world where its "normal/standard" to have £20,000 weddings that could easliy accomodate for a luxury hooneymoon in las vegas, and £200-300K property owned homes are the norm.

the only way for my brother and his wife to own that place is if their both doctors in their 40s earning about £50K a year in the fife region.

that is if you really want,need and/or care to live a house with spare bedrooms, spare receptions, personal garden, posh area with a view.

 

[s.a.f]

Average Wedding price UK
http://news.sky.com/home/business/article/1318507

Average House price UK
http://news.bbc.co.uk/1/shared/spl/hi/i ... houses.stm

Las vegas weddings

http://answers.yahoo.com/question/index ... 343AA93kSK

Stange world that I live in is'nt it? Maybe you should join it?

 

[HairPieceMan]

well all i know is if two people earned £30K a year their house would be about £150K, i see 150K being about the norm, good earners

£55K a year is high earner like doctor and then you can get more. this is in fife region though.

when i walk around my local town, my home is £300K, there is a £500K home, and a bunch of £150K homes, £150K seems more the norma, then you have the £70K flats which is more normal.

well its fucked up, i have cash. lots of it, so suck it!

 

[HairPieceMan]

as i said before you only need 1 reception, and you dont need "spare" bedrooms.

 

[s.a.f]

:lol:
You're gong to be so f**ked in a few years time, why dont you go and ask your mum to explain all this? Explain how she's going to keep you and your brother 'living like a rock star' for the next 50+ yrs.
Just goes to show what kind of sh!tehole Fife must be. :whistle:

 

[HairPieceMan]

well i dont know if i mentioned this before but it was MY DAD that made a lot of money.

he made a bomb in a private engineering company. its his money, its ALL his money.

that is how my brother moved into a £150K home in his early 20s ALL ON HIM. not rented but mortgaged and on 2.5x-3x "income".

ITS OUR DADS MONEY.

also the only 2 people "living like rock stars" as you put it are my brothers wife and me, my brothers wife has had no job for 10 years, but has

1. has been to las vegas,
2. lives in a big home 4x the size of the house she grew up in, mortgaged out not rented like her parents were
3. drives a £20,000 car 4x more expensive than her parents car in their 50s
4. + food & clothes/shoes supplied for her and her children + family trips and everything.

she doesnt even bother to sign up on job seekers alounance to get £10 a day on the dole.

f*** knows why my brother is working soo hard for the "icing on the cake" when the cake is supplied by my parents and his wife is eating it all up!


IT IS CLEARLY OBVIOUS BY THIS EXAMPLE THAT WE ARE TOTALLY FUCKED IF WE HAVE HAIRLOSS.

 

[HairPieceMan]

no he is alive, its just that he is retired and sold off his company.

no not at all he is till maybe a NW2 with MILD thinning in teh vertex but no one is noticing that he is "loosing his hair".

 

[HairPieceMan]

my mothers side.

my mum has 3 brothers, 2 of them pre-maturely balding, 1 of them NW1 into 50s.

 

[HairPieceMan]

i think he was balding as a middle aged ma.

 

[s.a.f]

http://arrogantass.files.wordpress.com/ ... llshit.jpg

 

[HairPieceMan]

that link doesnt work for me.

and what is BS, the money?

this is the company

http://www.diemax.co.uk/home.cfm

in dundee, in fife, it was my dads company then he sold it off.

as i said my mum is a primary school teacher on 33K, my dad must have been on 100K though as i dont see how he was paying up a 300K house

 

[s.a.f]

That tells us nothing. For all we know your dad could have sold it due to bankruptcy.

 

[HairPieceMan]

so what you dont beleive me or my brother story.

well i can see it with my own two eyes the place i stay in, the place my brother stays in with wife from working class background, they don't match, i don't know where the money is coming from, people have reacted to my 300K home and asked if i have won the lottery before, one time i had a girl round (years and years ago) and she asked what my mum does i said primary school teacher, but she said "but shes really a spy though isnt she?" then i said "well my dad had a company and he sold it of", and then they said "what was the companies name?....coca cola" lol.

one time i was college i saw a attractive girl i want to be with, i said id like her, then the guys said "out of your league bro" then they said "oh wait, if you show her your place she'd f*** you"..and then everyone agreed they said if you show a girl like that your place she'd be all over you.

 

[s.a.f]

:laugh:
You take everything people say literally?

Why are'nt their girls queuing up outside this 'lottery winners' house then?
Its not even your own house, what schoolgirls thought years ago compared to your life as an adult are 2 separate things.

Fu*k me whern I was 17 girls were well impressed by my 2 yr old ford escort, things soon change when they start working and earning their own money. Just because the alternative at that age was a pushbike or scooter.

When I first got a job and had a few £100 in the bank I felt like I was loaded, then I grew up.

Adult women are looking for independant guys with their own lives and earning their own money not some loser living with his mum getting £50 a week pocket money to spend on sweets and computer games.

You are going to have to compete with grown men earning their own money with their own places and cars and most importantly total independance who can offer a woman a decent social life.

If you believe that all women only care about what a man has to offer in materialistic terms then all the young women between 18 and 25 would be with middle aged lawyers and doctors rather than younger guys working in lower paid jobs.

My prediction is that you and your brother are going to be in for a shock in the coming years when your parents are in their old age they wont be able to keep bailing you out like children and will expect you to provide for yourselves.
Then where will you be?

If your mum really had the type of money to be able to buy £200k houses and flash cars for her kids she would'nt still be working as a teacher, she'd be retired and living it up in some foriegn country.

 

[HairPieceMan]

when i get a female im going to have to delete the jailbaitgallery history in my internet history.

as i said before my friend has a gf and he is leaching off his mum they are still together, he is a NW1 though, had he been a NW4 he would have had to buy her a luxury car by now.

and yeah i plan to talk with my brother about money, i will tell him "one day you will regret buying your wife a car and trip to las vegas and paying her way though living expenses" when mums money runs out.

that is why im not spending any of my mums money, that includes if i get married we wont be going to las vegas but a regular place like "small trip up north" or something.