I'd rather this was posted in the correct forum.
But hair easily wins.
You don't NEED 100 Million dollars to live a perfectly happy life. If you have a decent job, the money you earn should be enough to live comfortably unless you're really greedy or made some really bad decisions that put you in a situation where it's just never enough.
But without hair, your life will be very different. You will be forced to sacrifice opportunities in dating and other social interactions. It will be harder to get a job that involves dealing with the public (especially if you're young), etc.
I guarantee you that every bald guy who has ever lived, when he got to middle age or older, spent a great deal of his time wondering how his life might have been better if he hadn't gone bald.