True, but we also have to consider her age. She's barely 25, and now paying off the mortgage herself from the earnings from her job. Methinks the downpayment from the inheritance just allowed her to get the house sooner (otherwise she would have had to save for 6-7 years, staying at her parents place, ala Bear who is also getting his own place AFAIK).
PS: Your dad had debts?! What the f*** for???
I've given your dad quite some leeway, but for a guy with a PhD, having debts which have to be paid off by parents doesn't sit right with me. Has he been supporting you financially (child support)?
My grandparents: Mom signed away her portion to her siblings because apparently they needed it more.
Dad and siblings are a clusterfuck, as a result Grandpa's assets will go to the state. Again, FML.
EL, I'm being nosey, but what percentage of the house price did the inheritance amount to?