The Frequent "official" Origin Of My Recent Failures With Women

[Afro_Vacancy]

I thought so initially, but just to clarify after Bear talked about mental health underneath your post.

Surprised to see a Vampire Diaries reference from you lol.

 

[CopeForLife]

Just saw 12-13yo Fred's offspring on the street.

He was taller than his peers with bright hair and already NW3

 

[Dante92]

Just saw 12-13yo Fred's offspring on the street.

He was taller than his peers with bright hair and already NW3

Gooooooooooood......

 

[CaptainForehead]

When I read his posts it makes me feel like Dante.

And Dante and I are like

 

[CaptainForehead]

LOL I'll never see such a sum in my whole life. Not with all the taxes I've gotta pay in this shithole..

You have GOT to be shitting me. $30,000 isnt all that much to save over 5-6 years.

You really need to move out of Milan.

 

[CaptainForehead]

I could save it in 2 years while still going on holiday 3 times a year.

Ah living with mom and dad .

@Pasbrillantebrunette might also consider moving from Paris. Rents there are very high which kills scope for saving.

 

[Afro_Vacancy]

I could save it in 2 years while still going on holiday 3 times a year.

Ah living with mom and dad .

That's because paid money to see you at the zoo.

 

[Afro_Vacancy]

Publishing is in Paris. If I decide to move out from Paris, I will have to change job.

For a lot of people, it's not easy to just randomly move.

 

[Afro_Vacancy]

Soooo giving up to my job and start all over again, risking to never find such a well-paid job which I actually like ever again, ruining my career for the prospect of saving money for a tiny chance of getting a mediocre hair transplant. Sounds good, sounds fun.

I have no idea what your financial situation, but I want to point out that it's harder to save money if one is miserable. Depression, anxiety, bitterness, and unhappiness make one prone to more wasteful spending. You also have less willpower to figure out how to make your dollars stretch.

Since we're discussing apartment, mine costs ~$1,200/month. If I had been more depressed, I might be living in an inferior place that costs ~$1,500/month. I did see some when apartment hunting. It's just the case that a lot of things are harder if one is poor, miserable, or otherwise disadvantaged. There are solutions in the world, sometimes, but they're not necessarily in reach.

 

[pjhair]

I have no idea what your financial situation, but I want to point out that it's harder to save money if one is miserable. Depression, anxiety, bitterness, and unhappiness make one prone to more wasteful spending. You also have less willpower to figure out how to make your dollars stretch.

This is true. I was mentally wrecked after my divorce and wasted enormous amount of money chasing small pleasures as a relief. I just didn't give a f*** anymore. There were times when I blew over $2500 in a single night. It continued for 2-3 years and took huge financial toll on me. I have mostly recovered from those crazy days now though.

 

[Afro_Vacancy]

Do you have to earn at least 3 times what your rent is? It is the case here.

Some people spend more than half their income on rent/mortgage, but I would never want to do that.

Maybe with mortgage, as that's an "investment", but if I spent that on rent I'd feel awful about it.

 

[pjhair]

Makes me realise I am so poor!!! Damn

My income is higher than average Americans but I am not rich. I just didn't give a f***. I couldn't really afford spending so much money consistently and hence that left me with zero savings and a huge credit card debt. But as I am more stable now, my debt is going down really fast. But still, had I not wasted all that money, it would have been a lot easier for me to pay for my masters degree. Now I have to rely on student loans.

 

[CaptainForehead]

Now I have to rely on student loans.

Don't you make 100k+?

 

[CaptainForehead]

Soooo giving up to my job and start all over again, risking to never find such a well-paid job which I actually like ever again,

Does not compute.

 

[CaptainForehead]

I see, though that is not about what one want. In Paris you have to earn 3 times what you pay as a rent or almost nobody will rent you an appartement

This is pre-tax income, right?

 

[Afro_Vacancy]

Not really. My sister went to a very expensive business school.

Ecole Normale Inferieure.

 

[CaptainForehead]

For a lot of people, it's not easy to just randomly move.

I never said it would be easy. As a nomad, I'm aware of the hardships involved. However, as someone from a non-western country, I'm acutely aware of the mobility benefits that an EU citizenship bestows.

 

[CaptainForehead]

Yep

Then it makes sense. The bastards here take half my income as tax.

 

[pjhair]

if it went on for 3 years, I can not imagine how much you have lost.

I probably lost close to $50K in cash. If I add $75 K that I lost in restricted stock units because I changed job to save my marriage, the total financial toll that the whole nightmare caused comes to be around $125K.

Financial woes aside, my main gripe is the opportunity cost of the whole thing. I have been accepted for MS in Computer Science by NYU. It's a golden opportunity but I am having doubts about attending as it will cost me $140 K . Since I don't have any saving I will have to rely on student loans. As I am scared of taking so much debt, I am having doubts about going to NYU. Had I not wasted so much money in the past, I wouldn't need these loans and could have attended NYU with no worries.

 

[pjhair]

Don't you make 100k+?

I do but I have no saving and if I go to college I wouldn't be able to work so my current income is meaningless.