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Pal, I'm talking about a 25-year-old who is just starting to save up 20% of his income.Just lol
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To be considered "middle class", the true middle, in Canada, you have to make at least 23k if you're single.
Guarantee Tsuji will cost you more than that to go from bald to not. If you made the 55k to be considered "Highest 20%", (all this before taxes) then you'd still likely wind up short in savings after all the costs of living you'll pay here. Especially since most people making that money are living in more expensive places, buying more food, more expensive cars, etc.
To be in the upper 20%, you have to make around 20 bucks an hour, full-time. Most people my age are still beginning to climb corporate ladders or are still in retail jobs earning like 15 - 17 per hour max; the exception is the oilfield.
Most Canadian 18 - 25 year olds, the demographic to whom hairloss is of greatest concern from a social standpoint, are not going to be able to swing this journey to Japan in quest for hair after all of their other costs — sad, but true.
And manages to save up at least 25,000$ within the next five years.
And takes a 20,000-30,000$ loan at the age of 30+.
Saving means you do everything within your power to spend as little as possible.
That even means you share a house and commute to job and places.
If you are not willing to make sacrifices, then, just shave it, bro.